Divorce and Bankruptcy: Which Debts are Dischargeable in Massachusetts?

When divorce leads to bankruptcy in Massachusetts, understanding which debts are dischargeable is essential. Generally, Chapter 7 bankruptcy can discharge many unsecured debts, like credit cards and medical bills. However, it cannot discharge all divorce-related obligations.

Non-Dischargeable Debts:

1. Child Support and Alimony: Both are considered priority debts and cannot be discharged.
2. Property Settlements: Debts from property settlements in divorce might not be discharged under Chapter 7 but may be dischargeable under Chapter 13, depending on the specific circumstances.

Dischargeable Debts:
1. Unsecured Debts: Credit card and medical debts are typically dischargeable, even if they were jointly incurred with a former spouse.

Since bankruptcy law can be complex, especially when divorce obligations are involved, consulting a bankruptcy attorney, like Attorney Charles Sclafani with the West Springfield firm of Johnson, Sclafani & Moriarty, is often the best way to understand which debts can be discharged and how to navigate this process effectively. Contact him now at 413-732-8356.