Should I File Bankruptcy
Should I File Bankruptcy? Assistance From Springfield Lawyers

There are many warning signs that can alert you to the fact that a bankruptcy filing may be needed. Some individuals avoid these signs because they are worried that filing for bankruptcy will ruin their credit forever or otherwise hurt them financially in the long run. These myths could not be further from the truth.

In western Massachusetts, people who are struggling financially rely upon the attorneys at Johnson, Sclafani & Moriarty.

Contact us today to schedule a free in-office case evaluation. We have been helping clients with whether they should file bankruptcy for more than 30 years, and we have the skills required to help you as well.

Warning Signs That You May Need a Bankruptcy Lawyer

Deciding if or when to file for bankruptcy can be a very important decision in your life. Warning signs that can indicate you need to speak with a bankruptcy attorney include:

  • You have received a letter from the bank indicating they want to foreclose on your home
  • You have missed a mortgage payment
  • You are falling behind on credit card payments
  • Creditors have begun to call and harass you on the phone
  • You have been sued due to non-payment issues and need to respond to court filings and notices of court hearing dates.

The Benefits of Bankruptcy

Bankruptcy can be complicated, but with the right attorney by your side, it does not have to be as scary as most people believe. We will help you through the process and strive to obtain the many benefits bankruptcy can offer for you. These benefits range from stopping foreclosures on your home and stopping wage garnishments, to preventing creditors from calling you or forcing you to deal with court notices and hearings.

We have an extensive understanding of all chapters of the Bankruptcy Code. We will help you decide whether it is appropriate for you to file and which chapter would help the most.

Contact Our West Springfield Law Firm for Guidance With Your Finances

We have been answering the question, "Should I file bankruptcy," for decades. We can provide you with honest and straightforward answers. Contact our Massachusetts lawyers to learn what we can do for you.

We are happy to provide Spanish, Russian and Polish translation services, upon request.